COLLECTIONS REMOVAL PACKET

This COLLECTIONS REMOVAL includes a debt validation letter, Affidavit of Truth, and a Cease and Desist letter that will need to be notarized and sent via certified mail.

This packet will teach you everything you need to achieve your goals.

This packet is for you if you’re looking to legally remove collection accounts off your credit report.

• A debt validation letter is a request sent by a consumer to a debt collector asking for proof that the debt is actually owed and that the collector has the legal right to collect it. This letter is a consumer's right under the Fair Debt Collection Practices Act (FDCPA) and can help ensure that the collection agency holds accurate information regarding the debt in question.

• A cease and desist is a legal order or request to halt allegedly unlawful activity ("cease") and not to resume it ("desist"). In the context of debt collection, it's a letter sent by an individual to a debt collector requesting that the collector stop contacting them about a debt. This action is protected under the Fair Debt Collection Practices Act (FDCPA), allowing consumers to demand cessation of communication from debt collectors.

• An affidavit of truth is a document in which the signer makes specific statements or claims and declares, under oath, that these statements are true and accurate to the best of their knowledge. It is often used in legal settings, where the signer swears on their honor or under penalty of perjury that the information provided is factual. This type of affidavit can cover a wide range of subjects, depending on the context in which it is used, including but not limited to personal identification, ownership claims, and declarations of belief.

  
  

  (DISCLAIMER: This is not financial advice. Please seek legal counsel if you need legal credit advice. Results from this guide will vary and are NOT a guarantee)